The Buddy Journalhttps://bankruptcy-buddy.com/journalArticles and product notes from Bankruptcy Buddy.en-usHomebuilder confidence hits a 14-year low.https://bankruptcy-buddy.com/journal/homebuilder-confidence-14-year-lowhttps://bankruptcy-buddy.com/journal/homebuilder-confidence-14-year-lowBuilder confidence fell to 29 in October, its lowest level since 2012, as mortgage rates climbed above 7%.Thu, 22 Oct 2026 00:00:00 GMTNewsPending home sales hit a record low.https://bankruptcy-buddy.com/journal/pending-home-sales-record-lowhttps://bankruptcy-buddy.com/journal/pending-home-sales-record-lowFewer homes went under contract in September than at any point since the index began in 2001. Affordability is the main reason.Thu, 22 Oct 2026 00:00:00 GMTNewsKeep the source close to the answer.https://bankruptcy-buddy.com/journal/keep-the-source-closehttps://bankruptcy-buddy.com/journal/keep-the-source-closeA useful answer should help you find the original, not ask you to take its word for it.Wed, 30 Sep 2026 00:00:00 GMTUsing BuddyOn your device does not mean backed up.https://bankruptcy-buddy.com/journal/local-storage-and-backupshttps://bankruptcy-buddy.com/journal/local-storage-and-backupsA clear explanation of browser storage, downloaded backups, and what we do not store in the cloud.Wed, 30 Sep 2026 00:00:00 GMTPrivacy & dataYour first document. A place to start.https://bankruptcy-buddy.com/journal/your-first-documenthttps://bankruptcy-buddy.com/journal/your-first-documentStart with one paper, not a perfect folder. Then check what the workspace finds.Wed, 30 Sep 2026 00:00:00 GMTUsing Buddy